We are a team of professionals who conceive and implement innovative solutions to specific, complex business problems. Our approach is pragmatic and systematic … but we also want to challenge every assumption, explore revolutionary possibilities, deconstruct even the most unshakable principles when evidence shows they are no longer working. That’s why we often look to technology, which can re-animate a tired industry. The challenges we like best are the ones that seem most intractable – where something is systemically wrong, where accepted practices are hopelessly outdated, where a fundamental disconnect between consumer and provider threatens to derail an entire industry. These are the kinds of problems we like to solve.
Which is what led us to insurance – an industry where the traditional model no longer works for many consumers, so much so that many responsible Americans are leaving themselves underinsured. Trends suggest that it is getting worse. Covr is designed to solve this problem.
Covr is an entirely new approach to insurance. It helps consumers get the protection they want for their families, without the confusion and aggravation of traditional insurance purchases. The Covr platform provides access to policies from well-known, dependable insurers. Policies are offered through financial institutions and advisors, so consumers can work with someone they already trust while integrating protection into their financial lives. Covr features a simple online interface that lets consumers find information, calculate their specific needs, compare coverage, get quotes, even purchase policies. There are a wide variety of policies available, and help is also available by phone.
Bottom line: Covr makes it easy to find the right policy, at the best price, with none of the usual hassles of buying insurance.
More than half say they couldn’t survive a single year financially without the income of their primary earner.
Consumers recognize the problem of not having insurance, and realize that it gets worse as they get older and accumulate wealth.
It’s a long process, the products are confusing, there’s a lot of paperwork and consumers don’t want to deal with agents. So, they do nothing.
“Help Me Decide” tools help analyze needs and identify proper type and amount of coverage.
Easy-to-compare quotes from top carriers that also include alternative coverages.
Many require only basic information; coverage can be issued within 10 minutes.
Needs assessment, product information, price comparison and policy application are all done through an easy-to-use mobile or desktop interface. Consumers are in control of the entire process.
Covr’s custom-branded comparison charts help consumers find the best deals on the right policies from top providers. Consumers have the choices they demand.
Covr is available through financial institutions and advisors that consumers know and trust. Consumers get the insurance they need, when, where and how they want it.