Michael Doniger is modernizing the permanent life insurance experience by integrating advanced financial modeling techniques traditionally used in institutional finance. With more than two decades of experience in the hedge fund industry—including serving as Director of Research at Citadel Fundamental Strategies and founding Corvex Management—he brings a unique, data-driven perspective to insurance and wealth planning. Prior to joining Covr, Michael co-founded Optifino and served as its Chief Innovation Officer, leading the development of a next-generation, AI-powered insurance and advanced planning platform that merged with Covr in 2025. As Chief Innovation & Technology Officer at Covr, he now applies big data and sophisticated analytics to streamline case design, policy selection, and portfolio management, delivering a more transparent and efficient experience for advisors and their clients.
Michael Doniger
Chief Innovation and Technology Officer
Michael Doniger is modernizing the permanent life insurance experience by integrating advanced financial modeling techniques traditionally used in institutional finance. With more than two decades of experience in the hedge fund industry—including serving as Director of Research at Citadel Fundamental Strategies and founding Corvex Management—he brings a unique, data-driven perspective to insurance and wealth planning. Prior to joining Covr, Michael co-founded Optifino and served as its Chief Innovation Officer, leading the development of a next-generation, AI-powered insurance and advanced planning platform that merged with Covr in 2025. As Chief Innovation & Technology Officer at Covr, he now applies big data and sophisticated analytics to streamline case design, policy selection, and portfolio management, delivering a more transparent and efficient experience for advisors and their clients.

